About Growth Financial Services - Leading Loan Provider Across Mumbai
Growth Financial Services provides end to end loan solutions,
GFS diligently evaluates the credit risk of each of the loan projects, a post which it designs risk category and recommends an interest rate for that
project( a borrower can borrow at an interest rate which is higher than
or equal to this rate).
It helps the borrowers as well as the investors to have a benchmark
interest rate. In the process, the investors get an opportunity to earn
higher 'risk-adjusted returns' while the borrowers get an opportunity to
get funded at the lowest cost possible as per their risk profile and
market-based demand.
Growth Financial Services is all set to change the way in which financial transactions are being
currently carried out. Traditional financial systems due to their high
operating costs such as high office rentals, high employee costs etc. are
unable to diligently assess each of the customers as per their risk profiles.
Therefore, they consider the retail loans (i.e. loans offered to individual
persons) as 'flow' business which results in customers with varying credit
quality getting bucketed together. This is not only unfair to borrowers with
high credit quality but also leads to inefficient utilization of financial
resources.