Grow your small firm or large-scale company with business loans from HDFC Bank. Our business loans come with a host of benefits and are tailormade to meet your unique business needs. We offer among the best business loans in India, with complete transparency and competitive interest rates. Also, our business loans do not require any security. Apply for a business loan from HDFC Bank to get funds up to Rs 50 lakhs, and enjoy easy documentation and doorstep service.

Business Loan Features

1. Our business loan features include loans of up to `50 lakhs, waiver of collateral or guarantor, and even the benefit of business loan balance transfer.
2. In addition, we offer special benefits on business loans, such as overdraft facility and flexible tenure options.
3. Enjoy our customer-friendly business loan features, such as eligibility checks in just 60 seconds, and our credit protect plan.
4. You can reach out to us via SMS, chat or phone banking to know more about the features of our business loans. Or read below to get details on the business loan benefits you can enjoy with HDFC Bank.

Business Loan Eligibility Criteria

The following people are eligible to apply for a Business Loan:

1. Self employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.
2. The business should have a minimum turnover of Rs. 40 lakhs
3. Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.
4. Those whose business has been profit making for the previous 2 years
5. The business should have a Minimal Annual Income (ITR) of Rs. 1.5 lakhs per annum
6. The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity

Business Loan Documentation

The Following Documents Are Required Along With Your Business Loan Application-

• PAN Card – For Company/Firm/Individual
• A copy of any of the following documents as identity proof

1. Aadhaar Card
2. Passport
3. Voter's ID Card
4. PAN Card
5. Driving License

• A copy of any of the following documents as address proof

1. Aadhaar Card
2. Passport
3. Voter's ID Card
4. PAN Card
5. Voter's ID Card
6. Driving License